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The New Money Trend Taking Over TikTok: Loud Budgeting

What Is Loud Budgeting?

On the money side of TikTok, a new trend has emerged: loud budgeting. This innovative approach to money management is all about transparency and accountability. Loud budgeting encourages people to share their financial goals, spending habits, and savings strategies with a broader audience. The idea is to create a supportive community where individuals can motivate each other and stay on track with their financial objectives.


This idea is simple, so why is it only now becoming popular? Well, because of social media!

Social media has normalized people sharing their stories, from all walks of life. You’re able to see people like yourself, in similar situations, build better lives for themselves and make the best of their situations. The ability to easily share information and learn from stories, struggles, and triumphs has created a powerful community that helps people across the globe have a support system they might not have in their everyday life. Giving more people access to things like budgeting tips, credit-building tactics, smart shopping hacks, and more!

How Loud Budgeting Works

Loud budgeting works by leveraging the power of social media to foster accountability and support, using a community to help move each other’s finances forward. Here’s how it typically unfolds:

  • Setting Goals Publicly: Individuals start by sharing their financial goals on a social media platform, like Instagram or TikTok. This could range from saving for a vacation, paying off debt, or saving for a house purchase.
  • Regular Updates: Users post regular updates about their progress. This can include sharing monthly budgets, spending breakdowns, and savings milestones.
  • Engagement and Feedback: Followers can engage by offering encouragement, sharing their own tips, and even holding the person accountable if they deviate from their plan.
  • Celebrating Milestones: Achievements, big or small, are celebrated publicly, creating a sense of accomplishment and motivating others in the community.

Tips to Get Started with Loud Budgeting

Interested in trying this trendy new budgeting? It’s easy! Here are some tips to help you get started:

  • Define Clear Goals: Start by setting specific, measurable financial goals. Having clear objectives will keep you focused and be able to track your progress.
  • Be Honest and Transparent: Share your actual numbers—income, expenses, debts, and savings. Honesty is key to building trust and getting valuable feedback from your audience.
  • Create a Posting Schedule: Regular updates are essential. Decide how often you’ll share your progress—weekly, bi-weekly, or monthly — and stick to it.
  • Engage with Your Audience: Respond to comments, ask for advice, and join conversations. The more you engage, the more support you’ll receive.
  • Celebrate Wins: Don’t forget to celebrate your achievements, no matter how small. This keeps the journey positive and inspiring for both you and your followers.

Loud budgeting is all about living your financial truth OUT LOUD. It’s being open, honest, and real about your finances. The more real you are, the more likely you are to not only accomplish your own goals but help those around you accomplish theirs.